Fatwa: # 46321
Category: Jurisprudence and Rulings...
Country: African Country
Date: 12th October 2020


Working for American Express - Is it permissible for me?


I am an engineering student from India, and I have got an offer to work as a software engineer in American Express. I have heard that American Express credit card doesn't involve interest, but they charge a fine if not replayed. Should I accept the offer?




In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

In principle, there are two aspects which are considered before determining the Shari’ah Compliancy of a job profile.

1.     The nature of the job profile/description itself.

2.     The major source of the funds from which the employees of the company/bank are remunerated.

The majority of conventional bank’s financial earnings are derived from bank deposits which are permissible and lawful. [1]

Software engineers are computer science professionals who use knowledge of engineering principles and programming languages to build software products and run network control systems among other things.

If your role as a software engineer will not bring you into direct contact with Haram activities such as interest, it will be permissible to work as a software engineer.


And Allah Ta’āla Knows Best

Bilal Yusuf Pandor

Student Darul Iftaa

Lusaka, Zambia

Checked and Approved by,
Mufti Ebrahim Desai






اسلام اور جدید معاشی مساءل، ج۴، ص۱۳٦، ادارۃ اسلامیت 

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