Fatwa: # 44366
Category: Business Matters
Date: 19th March 2020


Shari’ah compliant diminishing Musharakah contract




I wanted to find out would it be possible to  get a sample contract that one could use for purchasing a home via co-ownership + rent. I have searched the internt and have found the following contracts 




Are the sample contracts provided by them compliant? If not i would greatly appriciate it you could direct me to a source i could get such a contract. I have searched previous questions but can not seems to find what im looking for. 




In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

Unfortunately, the Darul Iftaa does not currently have its own sample of a Shari’ah compliant diminishing Musharakah contract.

The link you have referred to does not contain a diminishing musharakah contract. If you come across a sample, you may refer the contract to us for review.

Alternatively, you may email Mufti Faraz Adam (Hafizahullah) on his website for further assistance. 


And Allah Ta’āla Knows Best

Bilal Yusuf Pandor and M. Akhtar

Student Darul Iftaa

Lusaka, Zambia

Checked and Approved by,
Mufti Ebrahim Desai.



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