Category: Business Matters
Fatwa#: 40101
Asked Country: African Country

Answered Date: Mar 03,2018

Title: Medical Aid and hospital plan


Asalaamu alaikum 

Please advise if there are any halaal medical aid or hospital plan for us in South Africa.

Government facilities are not the best and treatment is not the best


In the Name of Allaah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.


Conventional medical aid schemes are not permissible due to three unlawful factors.

a)    Interest, b) gambling and c) uncertainty, for more details refer to the following link.

If one is facing a severe medical condition with financial constraint, then he should present his situation to a competent Mufti for a specific ruling[i].


And Allaah Ta’aala Knows Best

Muhammed Al-Ameen Bin Moulana Ismail Akoo


Student, Darul Iftaa

Newcastle; KZN, South Africa


Checked and Approved by,
Mufti Ebrahim Desai.

[i] رد المحتار على الدر المختار\فصل في الحداد 

ج 3\ص 532 (دار الفكر-بيروت) 

الضرورات تبيح المحظورات

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