Category: Business Matters
Fatwa#: 39760
Asked Country: India

Answered Date: Feb 24,2018

Title: Using Mobikwik cashback


Assalam u Alikum. My question is regarding the Mobikwik wallet (e-wallet) service availible in India. Mobikwik offers various cashbacks for making online transactions or recharges /bill payments through  their wallet. The cashback amount (called supercash) however is kept separate from the main wallet amount and can be used with following conditions :

1) Only 10% of the supercash amount can be used in a single transaction.

2) The total transaction amount should be at least Rs 100 to avail the 10% supercash.

3) Supercash will expire if not used within 5 months.

4) Supercash can be used for maximum of three transactions in a day and 21 in a month. 


With these terms and conditions is it permissible to avail and use the cashback (supercash). 


In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

The cashback amount (super cash) offered through the use of Mobikwik wallet with the conditions in reference is regarded as a gift and it is permissible.[1]

And Allah Ta’āla Knows Best

Saad Haque

Student Darul Iftaa
New Jersey, USA 

Checked and Approved by,
Mufti Ebrahim Desai

[1] بحوث فى قضايا فقهية معاصرة (٢/١٥٥) – المفتى محمد تقي عثماني | دار القلم - دمشق

وبما ان حقيقة الجائزة انها هبة بدون مقابل فانها ليست من عقود المعاوضة، وانما هي من قبيل التبرعات، فمن شروط جوازها ان تكون تبرعا من المجيز بدون ان يلتزم المجاز بدفع عوض مالي مقابل الجائزة...

الجوهرة النيرة على مختصر القدوري (1/ 324) - أبو بكر بن علي بن محمد الحدادي العبادي الزَّبِيدِيّ اليمني الحنفي (المتوفى: 800هـ) | المطبعة الخيرية

الْهِبَةُ فِي اللُّغَةِ هِيَ التَّبَرُّعُ وَفِي الشَّرْعِ عِبَارَةٌ عَنْ تَمْلِيكِ الْأَعْيَانِ بِغَيْرِ عِوَضٍ وَهِيَ جَائِزَةٌ بِالْكِتَابِ وَهُوَ قَوْله تَعَالَى {فَإِنْ طِبْنَ لَكُمْ عَنْ شَيْءٍ مِنْهُ نَفْسًا فَكُلُوهُ هَنِيئًا مَرِيئًا} [النساء: 4] أَيْ هَنِيئًا لَا إثْمَ فِيهِ مَرِيئًا لَا مَلَامَةَ فِيهِ وَقِيلَ الْهَنِيءُ الطَّيِّبُ الْمَسَاغِ الَّذِي لَا يُنَغِّصُهُ شَيْءٌ وَالْمَرِيءُ الْمَحْمُودُ الْعَاقِبَةِ الَّذِي لَا يَضُرُّ وَلَا يُؤْذِي وَبِالسُّنَّةِ وَهُوَ قَوْلُهُ - عَلَيْهِ السَّلَامُ - «تَهَادَوْا تَحَابُّوا»

DISCLAIMER - questions answers issues pertaining to Shar'ah. Thereafter, these questions and answers are placed for public view on for educational purposes. However, many of these answers are unique to a particular scenario and cannot be taken as a basis to establish a ruling in another situation or another environment. bears no responsibility with regards to these questions being used out of their intended context.
  • The Shar's ruling herein given is based specifically on the question posed and should be read in conjunction with the question.
  • bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.
  • This answer may not be used as evidence in any Court of Law without prior written consent of
  • Any or all links provided in our emails, answers and articles are restricted to the specific material being cited. Such referencing should not be taken as an endorsement of other contents of that website.