Category: Business Matters
Fatwa#: 39491
Asked Country: Pakistan

Answered Date: Nov 18,2017

Title: Challenges in business


Assalamuliakum wa rahamtullahi wa-barkatuhu,

Hope you are doing good, May Allah s.w .t accept your service and bless you all to do the same.

 I am a software engineer previously I was working in one of good MNC company and after working total 6 years, I thought to start a software development business with the intension of spending time and money for Allah S.W.T and my family needs and good deeds,

I have started this business in Mar 2014 and till 1.5 years the business was good after this span of time, some struggle and difficulties have started coming into the life like no work, Debt from friend and Family, I read 5 times a prayer in day, I never took any loan from a bank, I never betrayed/mischief with anyone.

I just involved one of my previous company non-Muslim friend as a investor in my company and he has around 2.5 Lakh INR,

Since 2 years I am facing lot of challenges about the finance and I am not getting the appropriate projects which I and my team capable of doing,

I would like to understand that is I am missing something or this is Imtihaan from Allah SWT, what are the Islamic ways of doing business and getting Barkaat, what holy Quraan and Hadees-e-nabiwi says about this.

Is there any specific Amal or Dua the Quran and Hadees says about to get help and Mercy of Allah SWT in this situation.

Please guide me and I would like to request for some dua for me, my family and business.

JazakAllahu Khair


In the Name of Allah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh. 

In this world of deception and cheating, it is encouraging to see you your honesty and aversion from haram.

Trials and tribulations are a test from Allah Ta’āla. For verily after difficulty comes ease. One should exercise patience and hope for reward.

Allah Ta’ala mentions in the Qur’aan:


إِنَّمَا يُوَفَّى الصَّابِرُونَ أَجْرَهُمْ بِغَيْرِ حِسَابٍ 


Translation: It is the patient alone who receive their reward without measure.” (39:10)


You should continue by being punctual with your salaah and exercise patience. You should also adopt suitable means and seek counsel from appropriate people on how to gain suitable projects.

Nabi Sallalahu Alaihi Wasallam used to say at the time of difficulty:


"لَا إِلَهَ إِلَّا اللَّهُ الْعَظِيمُ الْحَلِيمُ ، لَا إِلَهَ إِلَّا اللَّهُ رَبُّ السَّمَاوَاتِ وَالْأَرْضِ ، وَرَبُّ الْعَرْشِ الْعَظِيمِ" 


Translation: “There is none worthy of worship except Allah, The Great, The Forbearing. There is none worthy of worship except Allah, the Lord of the mighty throne. There is none worthy of worship except Allah, the Lord of the heavens, the earth, and the noble throne.”(Bukhari) 1


You should recite the following duas after every fardh salaah, 

اللهُمَّ آتِنَا فِي الدُّنْيَا حَسَنَةً وَفِي الْآخِرَةِ حَسَنَةً، وَقِنَا عَذَابَ النَّارِ

Translation: “Oh Allah! Grant us goodness in this world and goodness in the Hereafter and protect us from the punishment of the Hellfire” (Bukhari (2

اللَّهُمَّ اكْفِنِي بِحَلاَلِكَ عَنْ حَرَامِكَ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ 

Translation: O Allah, suffice me with Your lawful against Your prohibited, and make me independent of all those besides You.(Tirmidhi) 3 


In addition to the above, one should fulfil all the etiquette of Du’aa, fulfil the rights of others, abstain from sins. We make dua Allah Ta’āla grant you barakah and blessing in your business. Ameen.

And Allah Ta’āla Knows Best

Huzaifah Deedat

Student Darul Iftaa
Lusaka, Zambia 

Checked and Approved by,
Mufti Ebrahim Desai.


صحيح البخاري- دار طوق النجاة (8/ 75)

 حَدَّثَنَا مُسَدَّدٌ، حَدَّثَنَا يَحْيَى، عَنْ هِشَامِ بْنِ أَبِي عَبْدِ اللَّهِ، عَنْ قَتَادَةَ، عَنْ أَبِي العَالِيَةِ، عَنِ ابْنِ عَبَّاسٍ: أَنَّ رَسُولَ اللَّهِ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ كَانَ يَقُولُ عِنْدَ الكَرْبِ: «لاَ إِلَهَ إِلَّا اللَّهُ العَظِيمُ الحَلِيمُ، لاَ إِلَهَ إِلَّا اللَّهُ رَبُّ العَرْشِ العَظِيمِ، لاَ إِلَهَ إِلَّا اللَّهُ رَبُّ السَّمَوَاتِ وَرَبُّ الأَرْضِ، وَرَبُّ العَرْشِ الكَرِيمِ» وَقَالَ وَهْبٌ: حَدَّثَنَا شُعْبَةُ، عَنْ قَتَادَةَ، مِثْلَهُ

صحيح مسلم- دار إحياء التراث العربي (4/ 2070)

 حَدَّثَنِي زُهَيْرُ بْنُ حَرْبٍ، حَدَّثَنَا إِسْمَاعِيلُ يَعْنِي ابْنَ عُلَيَّةَ، عَنْ عَبْدِ الْعَزِيزِ وَهُوَ ابْنُ صُهَيْبٍ، قَالَ: سَأَلَ قَتَادَةُ أَنَسًا أَيُّ دَعْوَةٍ كَانَ يَدْعُو بِهَا النَّبِيُّ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ أَكْثَرَ، قَالَ: كَانَ أَكْثَرُ دَعْوَةٍ يَدْعُو بِهَا يَقُولُ: «اللهُمَّ آتِنَا فِي الدُّنْيَا حَسَنَةً وَفِي الْآخِرَةِ حَسَنَةً، وَقِنَا عَذَابَ النَّارِ» قَالَ: وَكَانَ أَنَسٌ إِذَا أَرَادَ أَنْ يَدْعُوَ بِدَعْوَةٍ دَعَا بِهَا، فَإِذَا أَرَادَ أَنْ يَدْعُوَ بِدُعَاءٍ دَعَا بِهَا فِيهِ

سنن الترمذي ت بشار- دار الغرب الإسلامي (5/ 452)

حَدَّثَنَا عَبْدُ اللهِ بْنُ عَبْدِ الرَّحْمَنِ، قَالَ: أَخْبَرَنَا يَحْيَى بْنُ حَسَّانَ، قَالَ: حَدَّثَنَا أَبُو مُعَاوِيَةَ، عَنْ عَبْدِ الرَّحْمَنِ بْنِ إِسْحَاقَ، عَنْ سَيَّارٍ، عَنْ أَبِي وَائِلٍ، عَنْ عَلِيٍّ، أَنَّ مُكَاتَبًا جَاءَهُ فَقَالَ: إِنِّي قَدْ عَجَزْتُ عَنْ مُكَاتَبَتِي فَأَعِنِّي، قَالَ: أَلاَ أُعَلِّمُكَ كَلِمَاتٍ عَلَّمَنِيهِنَّ رَسُولُ اللهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ لَوْ كَانَ عَلَيْكَ مِثْلُ جَبَلِ صِيرٍ دَيْنًا أَدَّاهُ اللَّهُ عَنْكَ، قَالَ: قُلْ: اللَّهُمَّ اكْفِنِي بِحَلاَلِكَ عَنْ حَرَامِكَ، وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ.

هَذَا حَدِيثٌ حَسَنٌ غَرِيبٌ

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