Fatwa: # 17648
Category: Ramadan
Country: Pakistan
Date: 5th March 2009

Title

I am living in a small rented house with my family and do not have a house of my own. I am trying to save some money for the last couple of years to buy a house for my family.

Question

I am living in a small rented house with my family and do not have a house of my own. I am trying to save some money for the last couple of years to buy a house for my family. Do i have to pay Zakat on this money that I am saving to buy a house? My only concern is that house is a basic need of life and if I pay zakat on that saving it means that I will have to wait for long to buy a house. Similarly It will be the same case next year and it will continue.

Can I give Zakat money to my Parents, brothers and sister or relatives?

 

 

Answer

In the name of Allah, Most Gracious, Most Merciful


Assalaamu `alaykum waRahmatullahi Wabarakatuh

 

1. It is compulsory to pay zakāh on this wealth (Nawādir al-Fiqh: 1/378-384; Karachi.  Ahsan al-Fatāwā: 4/301; Sa'īd). 

 

Zakāh has been made obligatory to thank Allāh Ta'ālā since He has blessed us with wealth.  And Allāh Ta'ālā mentions in the Qur'ān:

 

وَإِذْ تَأَذَّنَ رَبُّكُمْ لَئِنْ شَكَرْتُمْ لَأَزِيدَنَّكُمْ وَلَئِنْ كَفَرْتُمْ إِنَّ عَذَابِي لَشَدِيدٌ (إبراهيم: 7)

And (remember) when your Lord proclaimed: "If you give thanks, I will give you more.  But, if you are ungrateful, then My punishment is indeed severe" (Qur'ān 14:7)

 

Allāh Ta'ālā has promised to increase money spent in his path.

 

يَمْحَقُ اللَّهُ الرِّبَا وَيُرْبِي الصَّدَقَاتِ وَاللَّهُ لَا يُحِبُّ كُلَّ كَفَّارٍ أَثِيمٍ (البقرة: 276)

Allāh destroys ribā and increases charity.  And Allāh does not like the disbelievers, sinners (Qur'ān 2:276)

 

Therefore, you should not fear that paying zakāh will decrease your savings.  On the contrary, your giving zakāh will be a means for more barakah in your savings, inshāAllāh. 

 

الزكاة واجبة في الذهب والفضة، مضروبة كانت أو غير مضروبة، نوى التجارة أولا إذا بلغت الفضة مائتي درهم والذهب عشرين مثقالاً

(المحيط البرهاني، كتاب الزكاة: 3/156؛ إدارة القرآن)


وأما سبب فرضيتها فالمال لأنها وجبت شكرا لنعمة المال (بدائع الصنائع، كتاب الزكاة: 2/78؛ ديوبند)

 

2. It is permissible and, in fact, preferred to give zakāh to your needy brothers, sisters, and other relatives who are not your direct ascendants (such as your parents, grandparents, etc.), direct descendants (for example, your children, grandchildren, etc.), or your spouse.  However, if any of your relatives are Hashemites, then it would not be permissible to give zakāh to them.  

 

لا يعطي من الزكاة والدا وإن علا ولا والدا وإن سفل

(المحيط البرهاني، كتاب الزكاة: 3/212؛ إدارة القرآن)

 

( وإلى من بينهما ولاد ) أي بينه وبين المدفوع إليه لأن منافع الأملاك بينهم متصلة فلا يتحقق التمليك على الكمال

 هداية والولاد بالكسر مصدر ولدت المرأة ولادة وولادا مغرب أي أصله وإن علا كأبويه وأجداده وجداته من قبلهما وفرعه وإن سفل بفتح الفاء من باب طلب والضم خطأ لأنه من السفالة وهي الخساسة مغرب كأولاد الأولاد وشمل الولاد بالنكاح والسفاح فلا يدفع إلى ولده من الزنا ولا إلى من نفاه كما سيأتي

(رد المحتار، كتاب الزكاة: 2/346؛ سعيد)

 

والأفضل في الزكاة والفطر والنذر الصرف أولا إلى الإخوة والأخوات ثم إلى أولادهم ثم إلى الأعمام والعمات ثم إلى أولادهم ثم إلى الأخوال والخالات ثم إلى أولادهم ثم إلى ذوي الأرحام ثم إلى الجيران ثم إلى أهل حرفته ثم إلى أهل مصره أو قريته كذا في السراج الوهاج

(الفتاوى الهندية، كتاب الزكاة: 1/190؛ رشيدية)

And Allah knows best

Wassalam u Alaikum

Ml. Abrar Mirza,
Student Darul Iftaa

Checked and Approved by:

Mufti Ebrahim Desai
Darul Iftaa

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