Fatwa: # 15317
Category: Financial Transactions
Country: Pakistan
Date: 5th June 2007

Title

I sometimes use my credit card and pay off the amount before any interest is charged on it.....Also If a woman approaches a Islamic Court with an appeal that her husband has raped her.

Question

1) I sometimes use my credit card and pay off the amount before any interest is charged on it.

Currently I require cash and if I take out cash from my credit card, I will be charged 4% of the total amount of cash that I withdraw. Is this interest? This 4% is fixed on any amount of cash that one wish to take out. Currently I need to take out 150 dinaars, on which 6 dinaars would be charged from me. Are these 6 dinaars interest?

2)  If a woman approaches a Islamic Court with an appeal that her husband has raped her. What would be the ruling of the court? I do understand that its wrong for a husband to force his wife and wrong for a wife to reject her husband's needs, but I want to know the Islamic Ruling and Jurisprudence in this case. Will the husband or his wife be termed guilty if it indeed has been proven that she has been raped by her husband.

Answer

In the name of Allah, Most Gracious, Most Merciful

Assalaamu `alaykum waRahmatullahi Wabarakatoh

  1. If you pay your credit timeously, the company will not charge you interest. It appears the 4% is in lieu of bank charges for using its facility. Hence, the six dinars will not be interest paid by you.
  2. Islam does not recognise the concept of rape between the husband and wife. Etiquettes of intimacy between the husband and wife in which both should be considerate to each others feelings is a different issue.

And Allah knows best

Wassalam

Mufti Ebrahim Desai
Darul Iftaa

DISCLAIMER - AskImam.org questions
AskImam.org answers issues pertaining to Shar'ah. Thereafter, these questions and answers are placed for public view on www.askimam.org for educational purposes. However, many of these answers are unique to a particular scenario and cannot be taken as a basis to establish a ruling in another situation or another environment. Askimam.org bears no responsibility with regards to these questions being used out of their intended context.
  • The Shar's ruling herein given is based specifically on the question posed and should be read in conjunction with the question.
  • AskImam.org bears no responsibility to any party who may or may not act on this answer and is being hereby exempted from loss or damage howsoever caused.
  • This answer may not be used as evidence in any Court of Law without prior written consent of AskImam.org.
  • Any or all links provided in our emails, answers and articles are restricted to the specific material being cited. Such referencing should not be taken as an endorsement of other contents of that website.
The Messenger of Allah said, "When Allah wishes good for someone, He bestows upon him the understanding of Deen."
[Al-Bukhari and Muslim]